KEY POINTS
- A 670 or higher FICO® Score is recommended when applying for The Platinum Card® from American Express.
- American Express looks at more than your credit score, including your income, payment history, and debt-to-income ratio.
- Before you apply, it could help to pay down credit card debt and use the American Express online pre-qualification tool.
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The Platinum Card® from American Express is one of the most feature-packed rewards cards. It’s also one of the most expensive, with a $695 annual fee (see rates and fees). Since it’s a premium card, you might be wondering if your credit score is high enough for it.
Here’s the latest information on the credit score it takes to get this American Express card. We’ll also go over some tips that could help you get approved.
Good or excellent credit is recommended for the Amex Platinum Card
Like most card issuers, American Express doesn’t provide minimum credit score requirements for its cards. But based on available data, a FICO® Score of 670 or higher is suggested when you apply for The Platinum Card® from American Express.
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